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Viva Estate Lending WHERE HOMES BEGINS AND FINANCING FITS

A Dream Home!

Nguyen arrived in the United States with nothing but a suitcase, a dream, and an unshakable determination to build a better future. Growing up in a small village in Vietnam, she had always heard stories of America—the land of opportunity, where hard work and perseverance could turn dreams into reality.

Mortgage and Real Estate News in California

Submitted by ptruong on

California Housing Market Overview

🔼 Home Prices Remain Elevated

  • Statewide Median Home Price: Projected to rise 4.6% to $909,400 in 2025, following a 6.8% increase in 2024. California Association of Realtors
  • Luxury Markets: Cities like San Jose have seen median sale prices reach $2.02 million, marking a 9.8% annual increase.

News

Submitted by ptruong on

As of May 16, 2025, California's housing and mortgage markets present a complex landscape shaped by high prices, elevated interest rates, and evolving policy measures. Here's an in-depth look at the current trends:

Blog

Submitted by ptruong on

1. Fannie Mae & Freddie Mac Reform

Trump has previously supported privatizing Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that back most U.S. mortgages.

Impact: